Your guide to insurance coverage and COVID-19
Healthcare and insurance can be complicated, especially during an unprecedented event like the COVID-19 pandemic.
While situations are unique to each person, state, and insurance provider, we can help you understand what insurance regulations may mean for coverage for your COVID-19 test.
If I need treatment for COVID-19, what will my insurance cover?
Many large insurance companies have waived cost-sharing for COVID-19 testing and treatment, but it depends on your plan and provider. Each state may have differing regulations regarding what insurers are required to cover. Contact your insurance provider to find out what specific actions they’re taking during the pandemic.
How much will my COVID-19 test cost?
The prices for COVID-19 tests depend on what kind of test you’re receiving, where you’re getting tested, and what your insurance provider may cover. The same test can be free in one location and cost hundreds of dollars in another location – even if they’re in the same city. With empowerDX, your test may be covered by insurance, and we’ll also accept payment from your HSA and FSA.
What if I don’t have health insurance?
If you don’t have insurance or recently lost your insurance coverage, you may be able to get a plan through Medicaid, the federal-state health care program for low-income individuals, or through an Affordable Care Act plan.
Is my COVID-19 test covered by insurance?
Your at-home nasal PCR test from empowerDX may be covered by insurance. Order your test and click “Insurance pay” to find out if your test is covered.